What credit score is needed to buy a car?

When you are ready to purchase a new or used vehicle, a common worry is whether or not you have the right credit score to make that purchase. There are several factors that can impact your credit score, and getting it back up to snuff can be difficult and takes time. Some of these factors include missing payments, changes in marital status, if you are just starting to build up credit, or even if you are new to the country. But sometimes you don’t have the time to wait for better credit if you are in need of a different or first vehicle right now. So what do you do? And what credit score is needed to buy a car?

The Hometown Auto Difference

At Hometown Auto in Chillicothe, OH, we work with you regardless of your credit score and the reason for your credit score. Great credit? Awesome, we can help you with the best interest rate we can find and get you into your new vehicle right away! Missed some payments and your credit score has suffered a little? No problem at all, due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Bad Credit or No Credit?

What if you have no credit or bad credit? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems. We are here to help you find a vehicle that fits you, your budget, and your needs and helps you build your credit back up! We are excited to help you in any way we can.


Take the First Step Toward Your New Car

To get started, fill out our finance application online.

Once the application is completed, the Hometown Auto finance team will put together a loan package that is tailored specifically for you.

Questions? Give us a call at 740-672-2200, visit our website, or stop in today! You can also read more about our finance department, check out our online payment calculator, and appraise your vehicle with our Edmunds Value Your Trade online option.

Let’s make this easy for you. Stop in and let’s get you into a new car today at Hometown Auto in Chillicothe, OH!